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Mortgage affordability
How much can you borrow to buy property in Switzerland? Maximum budget and monthly costs.
Open the tool →Income needed to buy
What salary is needed for a given property? Also check whether your equity is enough.
Open the tool →Cross-border net salary
Your net salary by canton of work: social deductions and withholding tax.
Open the tool →Tax comparison by municipality
Where do you pay the least tax? Compare 2110 municipalities and 26 cantons based on your salary.
Open the tool →Electric vs petrol car
Compare the running cost of an electric and a combustion car.
Open the tool →Pillar 3a: tax savings
How much your 3a contribution saves you in taxes, yearly and until retirement.
Open the tool →Car leasing
Monthly payment and real total cost of a car lease (interest included).
Open the tool →CHF ⇄ EUR converter
Convert francs to euros (today's rate). Handy for cross-border workers.
Open the tool →Electricity cost & price
Price by municipality (2,123) + your annual and monthly bill.
Open the tool →Family allowances by canton
How much do you receive per child by canton? Official 2026 amounts and a ranking of all 26 cantons.
Open the tool →Latest from the blog
Sourced, number-driven guides on tax, property, cross-border work and energy in Switzerland.
Electricity prices in Switzerland 2026: where the kilowatt-hour costs least
From 9.64 to 43.61 ct/kWh by municipality: ranking of the 26 cantons, top 10 municipalities, and the levers that remain.
Read the article →The 1983 agreement: taxed in Switzerland in Geneva, in France in canton Vaud
The 8 cantons of the agreement, the Geneva exception, the 4.5 % and 3.5 % compensation and the real net gap.
Read the article →Withholding tax in Geneva: understand your scale and recover the excess
Scales A, B, C, H, the annual model, quasi-residence: what the scale ignores and the step to take before 31 March.
Read the article →Notary fees in Switzerland: the real cost of buying, canton by canton
From 0.3 % to 4.1 % of the price by canton: the table of all 26 cantons, the forgotten mortgage charge and the cash trap.
Read the article →About Helvon
Helvon gathers practical calculators and tools designed for Switzerland. Every tool is free, no sign-up, and runs directly in your browser — your data never leaves your device.
Our goal: to help you make informed financial decisions, simply. New tools are added regularly.